Let Josh McCarthy Help You Make Your Next Move

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The Josh McCarthy - loanDepot Team is your premiere mortgage team located in Lake Elmo, MN. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the MN area.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution. We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years and have continued to meet BBB accreditation standards, achieving an A+ rating and consistently ranking among the highest in overall customer satisfaction among MN mortgage companies.


Buying a home can be overwhelming if you don’t have the support you need along the way. But don’t worry, Josh McCarthy - loanDepot can help with that.


Call us and we can provide some very good insight on what to expect and what the lender expectations are while obtaining a home loan.


Veterans and active-duty service members have access to great programs for both purchases and refinances. Our VA loan specialists can usher you through the process.


Contact us today and we will verify eligibility and start the process of getting your new VA Loan approved.


Whether you need cash for home repairs or are looking to lower your current interest rate, our team of refinance experts will find the best solution for your goals.


Call us and we can provide some very good insight on what to expect and what the lender expectations are while obtaining a home loan.

Begin the home loan process today! Our team is armed with the best loan programs in the area and have a proven record of getting loans funded on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time home buyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Cash Out Home Loans

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

The Josh McCarthy - loanDepot Team

Start your home loan process here!

The Josh McCarthy - loanDepot Team has been in business since 2000, helping mortgage professionals increase their online visibility and strengthening their referral networks through the use of our suite of marketing products. With over 3,00 active clients, you can be certain that The Josh McCarthy - loanDepot Team puts their money where their mouth is!

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Company NMLS# 174457

Josh McCarthy NMLS# 353918


Contact Us

Josh McCarthy - loanDepot
8687 Eagle Point Blvd
Lake Elmo, MN 55042

Cell: (651) 208-2037
Office: (651) 409-7110
Fax: (833) 908-1361